Not insurance. Health care. Membership primary care in Southeast Tennessee and Northwest Georgia.

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For individuals and families

Membership covers your primary care. This covers the rest.

DPCA membership is not insurance and does not cover hospital stays, specialists, emergencies, or surgery. Planstin Ultrio is a set of options for that layer, built to pair with a direct primary care membership rather than duplicate it.

The primary action on this page should be an outbound link to Planstin's own quote tool. The URL has not been supplied, so the button routes to our contact form rather than guessing at one. VERIFY:A3

Most plans pay twice for primary care.

If you carry a traditional plan and a DPCA membership, you are paying a premium that includes primary care coverage you are not using, because you are getting your primary care here.

Ultrio is built the other way around. It assumes your everyday care is already handled and covers what sits above it. That is what makes the pairing work instead of overlapping.

Four ways to build the layer

Ultrio Virtual

The lightest option, built around virtual access. Suited to someone whose everyday care is already covered by a DPCA membership.

RATES DEPEND ON AGE AND TRACK VERIFY:A3

Ultrio Plus

Adds a broader set of benefits above the primary care layer.

RATES DEPEND ON AGE AND TRACK VERIFY:A3

Ultrio HSA

Structured to work with a health savings account, for people who want the tax treatment alongside the coverage.

RATES DEPEND ON AGE AND TRACK VERIFY:A3

HealthShare plus DPC

Pairs a health share membership through Zion HealthShare with your DPCA membership. This track is not insurance.

RATES DEPEND ON AGE AND TRACK VERIFY:A3

Health share membership is not insurance. Required disclosure language comes from counsel and differs between Tennessee and Georgia. VERIFY:A3

The disclaimer

Health share products are not insurance and carry required disclosure language that varies by state. Tennessee and Georgia both apply to DPCA's members.

This section holds counsel's approved language. Nothing publishes here until it arrives. It is not a footnote and it does not go at the bottom in small type. It goes in the flow of the page, where somebody reads it. VERIFY:A3

Two steps

STEP 01

Use Planstin's quote tool.

Rates are age-banded and vary by track, so a quote is the only honest answer. The tool is Planstin's, not ours. VERIFY:A3

STEP 02

Or talk to somebody.

A phone number and an email address for Ultrio appear in DPCA's discovery notes. Neither has been verified as current, and a number that rings nowhere is worse than no number. VERIFY:ULTRIO-CONTACT

Why there is no price on this page

Ultrio rates are age-banded and depend on which track you choose and how you structure it. Any number we published would be wrong for most of the people reading it.

We would rather send you to a real quote than put a starting-from figure on a page and let you find out later that it did not apply to you.

Membership first, then the layer above it.

If you are not a DPCA member yet, start there. It is the part that changes your week. The coverage layer is a separate decision and it can wait until after you have a provider.